ZAR is a team of professionals providing actuarial, risk management and insurance business consultancy.

About us About us
About us

ZAR is independent: we can look at the activities, the models and the reports of our clients objectively and without any bias.

Our work Our work
Our work

ZAR works side by side with insurance companies in managing Life and General Insurance business.

CV's CV's
CV's

The founding partners of ZAR are directly involved in the consulting activity.

actuarial consultancy
Risk management
insurance business management

Our services

The experience gained by their professionals let ZAR offer a wide range of consulting activities

Within this framework the approach of ZAR to the professional consulting is directed to help clients in detecting, designing and realizing the projects required to comply with the regulatory constraints and useful to support the business.

Zar
NEW PRODUCT DEVELOPMENT AND PRICING

design of guarantees, pricing estimation according to risk-return targets, market position, regulatory filing;

reserving/valuations

actuarial support on calculation and preparation of local statutory, IFRS and USGAAP financial statements;

peer review

independent valuations of actuarial analysis operated by internal functions;

ACTUARIAL VALUATIONS

support on the valuation of insurance companies or lines of business in M&A processes;

REGULATORY SUPPORT

assist the clients in the compliance review for national and sovra-national regulation;

ACTUARIAL DUE DILIGENCES

review of the processes and the information available from potential acquisition targets;

Enterprise Risk Management

support on developing and validating risk management processes and models;

business planning

development of plans for supporting business strategies or authorisation processes;

cost management

definition of processes, tools and procedures for integrating the cost analysis into the business management, the product pricing and the profitability measure;

outsourcing

direct handling of activities outsourced by the clients.